Austria Commercial Banking Report

Providing expert analysis, independent forecasts and competitive intelligence on the commercial banking industry.

Report includes: BMI Industry View, Industry SWOT Analysis, Commercial Banking Risk Reward Index, Economic Forecasts, Global, Regional and Country Industry Overviews and Company Profiles.

Why you should buy this report

  • Benefit from the latest market opportunities
  • Understand the threats to your operations and investments and protect your company against future risks
  • Gain insight on emerging trends that could support, strengthen or disrupt your activities in the market
  • Get a full view of the competitive landscape to assess your market position
×

Sign up to download the Austria Commercial Banking Report

By submitting this form you are acknowledging that you have read and understood our Privacy Policy.

Thank you for your interest

You will shortly receive your free executive summary by email.

Austria Commercial Banking Report
Product Price
$1,295.00
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI, central banks, regulators
December 2014, EURbn 896.4 419.1 48.1 429.2 896.4 118.3 373.9 404.2
December 2015, EURbn 859.1 425.0 49.8 384.3 859.1 n.a. 385.4 n.a.
% change y-o-y -4.2% 1.4% 3.6% -10.5% -4.2% -100.0% 3.1% -100.0%
December 2014, USDbn 1,084.5 507.1 58.2 519.3 1,084.5 143.1 452.3 489.0
December 2015, USDbn 933.5 461.8 54.1 417.6 933.5 0.0 418.7 0.0
% change y-o-y -13.9% -8.9% -6.9% -19.6% -13.9% -100.0% -7.4% -100.0%
Commercial Banking Sector Key Ratios, December 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
na = not available/applicable. Source: BMI, central banks, regulators
110.28% 49.47% 127.07% 42,991.5 49,007.4
Falling Rising Rising na na
Annual Growth Rate Projections 2015-2020 (%)
Assets Loans Deposits
Source: BMI, central banks. regulators
Annual Growth Rate 5 5 6
CAGR 4 4 4
Ranking 58 57 57
Ranking Out Of 75 Countries Reviewed In 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI, central banks, regulators
13 58 12
Local currency asset growth Local currency loan growth Local currency deposit growth
54 58 56
Commercial Banking Sector Indicators, 2013-2020
2013 2014 2015e 2016f 2017f 2018f 2019f 2020f
e/f = estimate/forecast. Source: BMI, central banks, regulators
Total assets, EURbn 927 896 909 937 973 1,012 1,058 1,109
Total assets, USDbn 1,279.5 1,084.7 954.4 1,030.9 1,118.7 1,214.0 1,269.0 1,330.5
Client loans, EURbn 426 419 427 439 456 474 497 522
Client loans, USDbn 587.3 507.2 448.5 483.4 524.6 569.3 595.9 625.8
Client deposits, EURbn 363 374 384 397 413 432 454 478
Client deposits, USDbn 500.5 452.4 403.2 437.2 475.3 518.3 544.2 574.2
BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, September 2015
7
Table: Annual Growth Rate Projections 2015-2020 (%)
7
Table: Ranking Out Of 75 Countries Reviewed In 2016
8
Table: Commercial Banking Sector Indicators, 2013-2020
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Operational Risk
12
Industry Forecast
13
Table: Austria - Banking Sector Risk Snapshot
16
Commercial Banking Risk/Reward Index
19
Developed States Commercial Banking Risk/Reward Index
19
Table: Developed States Commercial Banking Risk/Reward Index
20
Market Overview
21
Developed States Commercial Banking Outlook
21
Table: Banks' Bond Portfolios, 2014
21
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP Ratios, 2016
21
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
22
Table: Comparison of USD Per Capita Deposits, 2016
23
Economic Analysis
24
Table: GDP Growth Forecasts (Austria 2013-2024)
25
Real GDP By Expenditure Outlook
25
Table: Private Consumption Forecasts (Austria 2013-2024)
27
Table: Government Consumption Forecasts (Austria 2013-2024)
28
Table: Fixed Investment Forecasts (Austria 2013-2024)
30
Table: Net Exports Forecasts (Austria 2013-2024)
32
Competitive Landscape
33
Market Structure
33
Protagonists
33
Table: Protagonists In Austria's Commercial Banking Sector
33
Definition Of The Commercial Banking Universe
33
List Of Banks
34
Table: Major Austrian Banks
34
Company Profile
36
Bank Austria
36
Table: Stock Market Indicators
38
Table: Balance Sheet (EURmn)
38
Table: Balance Sheet (USDmn)
39
Table: Key Ratios (%)
39
BAWAG PSK
40
Table: Balance Sheet (EURmn)
42
Table: Balance Sheet (USDmn)
42
Table: Key Ratios (%)
42
Erste Group
43
Table: Stock Market Indicators
45
Table: Balance Sheet (EURmn)
45
Table: Balance Sheet (USDmn)
45
Table: Key Ratios (%)
46
Raiffeisen Zentralbank -sterreich
47
Table: Stock Market Indicators
49
Table: Balance Sheet (EURmn)
49
Table: Balance Sheet (USDmn)
49
Table: Key Ratios (%)
50
Volksbank
51
Table: Stock Market Indicators
52
Table: Balance Sheet (EURmn)
53
Table: Balance Sheet (USDmn)
53
Table: Key Ratios (%)
53
Regional Overview
54
Eurozone Overview
54
Global Industry Overview
58
Global Commercial Banking Overview
58
Regional Outlooks
58
Demographic Forecast
65
Table: Population Headline Indicators (Austria 1990-2025)
66
Table: Key Population Ratios (Austria 1990-2025)
66
Table: Urban/Rural Population & Life Expectancy (Austria 1990-2025)
67
Table: Population By Age Group (Austria 1990-2025)
67
Table: Population By Age Group % (Austria 1990-2025)
68
Methodology
70
Industry Forecast Methodology
70
Sector-Specific Methodology
71
Risk/Reward Index Methodology
72
Table: Commercial Banking Risk/Reward Index Indicators
73
Table: Weighting Of Indicators
74

The Austria Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Austria. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Austria Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Austria.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Austria to test other views - a key input for successful budgeting and strategic business planning in the Austrian commercial banking market.
  • Target business opportunities and risks in Austria through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.