Brazil Commercial Banking Report

Providing expert analysis, independent forecasts and competitive intelligence on the commercial banking industry.

Report includes: BMI Industry View, Industry SWOT Analysis, Commercial Banking Risk Reward Index, Economic Forecasts, Global, Regional and Country Industry Overviews and Company Profiles.

Why you should buy this report

  • Benefit from the latest market opportunities
  • Understand the threats to your operations and investments and protect your company against future risks
  • Gain insight on emerging trends that could support, strengthen or disrupt your activities in the market
  • Get a full view of the competitive landscape to assess your market position
×

Sign up to download the Brazil Commercial Banking Report

By submitting this form you are acknowledging that you have read and understood our Privacy Policy.

Thank you for your interest

You will shortly receive your free executive summary by email.

Brazil Commercial Banking Report
Product Price
$1,295.00
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI, Central banks, Regulators
February 2015, BRLbn 6,506 3,819 1,783 903 6,506 786 4,282 1,438
February 2016, BRLbn 7,252 3,974 2,165 1,113 7,252 753 4,684 1,815
% change y-o-y 11.5% 4.1% 21.4% 23.2% 11.5% -4.2% 9.4% 26.2%
February 2015, USDbn 2,289.7 1,344.2 627.6 318.0 2,289.7 276.5 1,507.0 506.2
February 2016, USDbn 1,805.9 989.6 539.1 277.2 1,805.9 187.5 1,166.4 452.0
% change y-o-y -21.1% -26.4% -14.1% -12.8% -21.1% -32.2% -22.6% -10.7%
Commercial Banking Sector Key Ratios, February 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
Source: BMI, Central banks, Regulators
84.84% 54.80% 67.89% 8,579.1 5,604.3
Falling Falling Falling na na
Annual Growth Rate Projections 2015-2020 (%)
Assets Loans Deposits
Source: BMI, Central banks, Regulators
Annual Growth Rate 12 13 11
CAGR 11 11 9
Ranking 22 24 26
Ranking Out Of 75 Countries Reviewed In 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI, Central banks, Regulators
47 48 33
Local currency asset growth Local currency loan growth Local currency deposit growth
22 37 26
Commercial Banking Sector Indicators, 2013-2020
2013 2014 2015e 2016f 2017f 2018f 2019f 2020f
e/f = estimate/forecast. Source: BMI, Central banks, Regulators
Total assets, BRLbn 5,779 6,458 7,180 7,898 8,688 9,557 10,608 11,881
Total assets, USDbn 2,446.7 2,430.0 1,889.5 2,163.9 2,518.3 2,940.6 3,421.9 3,960.3
Client loans, BRLbn 3,425 3,816 4,007 4,247 4,736 5,304 5,994 6,773
Client loans, USDbn 1,449.8 1,435.8 1,054.4 1,163.6 1,372.7 1,632.0 1,933.4 2,257.6
Client deposits, BRLbn 3,695 4,204 4,628 5,021 5,473 5,966 6,562 7,284
Client deposits, USDbn 1,564.4 1,581.8 1,217.9 1,375.7 1,586.4 1,835.6 2,116.9 2,428.0
BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, November 2015
7
Table: Annual Growth Rate Projections 2015-2020 (%)
7
Table: Ranking Out Of 75 Countries Reviewed In 2016
8
Table: Commercial Banking Sector Indicators, 2013-2020
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Operational Risk
12
Industry Forecast
14
Table: Brazil - Banking Sector Risk Snapshot
16
Table: Brazil - Banking Sector Overview
21
Commercial Banking Risk/Reward Index
22
Latin America Commercial Banking Risk/Reward Index
22
Table: Latin America Commercial Banking Risk/Reward Index
23
Market Overview
24
Latin America Commercial Banking Outlook
24
Table: Banks' Bond Portfolios, 2014
24
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2016
24
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
25
Table: Comparison of USD Per Capita Deposits, 2016
25
Economic Analysis
26
Competitive Landscape
30
Market Structure
30
Protagonists
30
Table: Protagonists In Brazil's Commercial Banking Sector
30
Definition Of The Commercial Banking Universe
30
List of Banks
31
Table: 50 Largest Banks In Brazil (by total assets)
31
Company Profile
33
Banco do Brasil
33
Table: Stock Market Indicators
35
Table: Balance Sheet (BRLmn)
35
Table: Balance Sheet (USDmn)
36
Table: Key Ratios (%)
36
Banco Safra
37
Table: Balance Sheet (BRLmn)
39
Table: Balance Sheet (USDmn)
39
Table: Key Ratios (%)
39
Bradesco
40
Table: Stock Market Indicators
41
Table: Balance Sheet (BRLmn)
42
Table: Balance Sheet (USDmn)
42
Table: Key Ratios (%)
42
Caixa Economica Federal
43
Table: Balance Sheet (BRLmn)
45
Table: Balance Sheet (USDmn)
45
Table: Key Ratios (%)
45
Santander
46
Table: Stock Market Indicators
48
Table: Balance Sheet (BRLmn)
48
Table: Balance Sheet (USDmn)
49
Table: Key Ratios (%)
49
Regional Overview
50
Latin America Overview
50
Global Industry Overview
57
Global Commercial Banking Overview
57
Regional Outlooks
57
Demographic Forecast
64
Table: Population Headline Indicators (Brazil 1990-2025)
65
Table: Key Population Ratios (Brazil 1990-2025)
65
Table: Urban/Rural Population & Life Expectancy (Brazil 1990-2025)
66
Table: Population By Age Group (Brazil 1990-2025)
66
Table: Population By Age Group % (Brazil 1990-2025)
67
Methodology
69
Industry Forecast Methodology
69
Sector-Specific Methodology
70
Risk/Reward Index Methodology
71
Table: Commercial Banking Risk/Reward Index Indicators
72
Table: Weighting Of Indicators
73

The Brazil Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Brazil. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Brazil Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Brazil.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Brazil to test other views - a key input for successful budgeting and strategic business planning in the Brazilian commercial banking market.
  • Target business opportunities and risks in Brazil through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.