Brazil Commercial Banking Report

Providing expert analysis, independent forecasts and competitive intelligence on the commercial banking industry.

Report includes: BMI Industry View, Industry SWOT Analysis, Commercial Banking Risk Reward Index, Economic Forecasts, Global, Regional and Country Industry Overviews and Company Profiles.

Why you should buy this report

  • Benefit from the latest market opportunities
  • Understand the threats to your operations and investments and protect your company against future risks
  • Gain insight on emerging trends that could support, strengthen or disrupt your activities in the market
  • Get a full view of the competitive landscape to assess your market position
×

Sign up to download the Brazil Commercial Banking Report

By submitting this form you are acknowledging that you have read and understood our Privacy Policy.

Thank you for your interest

You will shortly receive your free executive summary by email.

Brazil Commercial Banking Report
Product Price
$1,295.00
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI, Central banks, Regulators
February 2015, BRLbn 6,505.6 3,819.1 1,783.1 903.4 6,505.6 785.6 4,281.7 1,438.2
February 2016, BRLbn 7,252.2 3,974.1 2,164.8 1,113.4 7,252.2 752.8 4,684.3 1,815.0
% change y-o-y 11.5% 4.1% 21.4% 23.2% 11.5% -4.2% 9.4% 26.2%
February 2015, USDbn 2,289.7 1,344.2 627.6 318.0 2,289.7 276.5 1507.0 506.2
February 2016, USDbn 1,805.9 989.6 539.1 277.2 1,805.9 187.5 1166.4 452.0
% change y-o-y -21.1% -26.4% -14.1% -12.8% -21.1% -32.2% -22.6% -10.7%
Commercial Banking Sector Key Ratios, February 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
Source: BMI, Central banks, Regulators
84.84% 54.80% 67.89% 8,579.1 5,604.3
Falling Falling Falling na na
Annual Growth Rate Projections 2015-2020 (%)
Assets Loans Deposits
Source: BMI, Central banks, Regulators
Annual Growth Rate 12 13 11
CAGR 11 11 9
Ranking 23 22 26
Ranking Out Of 75 Countries Reviewed In 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI, Central banks, Regulators
44 43 30
Local currency asset growth Local currency loan growth Local currency deposit growth
23 38 28
Commercial Banking Sector Indicators, 2013-2020
2013 2014 2015e 2016f 2017f 2018f 2019f 2020f
e/f = estimate/forecast. Source: BMI, Central banks, Regulators
Total assets, BRLbn 5,779.3 6,458.0 7,180.2 7,898.2 8,688.0 9,556.8 10,608.0 11,881.0
Total assets, USDbn 2,446.7 2,430.0 1,889.5 2,163.9 2,518.3 2,940.6 3,421.9 3,960.3
Client loans, BRLbn 3,424.5 3,815.8 4,006.9 4,247.3 4,735.8 5,304.0 5,993.6 6,772.7
Client loans, USDbn 1,449.8 1,435.8 1,054.4 1,163.6 1,372.7 1,632.0 1,933.4 2,257.6
Client deposits, BRLbn 3,695.3 4,203.7 4,627.8 5,021.2 5,473.1 5,965.7 6,562.3 7,284.1
Client deposits, USDbn 1,564.4 1,581.8 1,217.9 1,375.7 1,586.4 1,835.6 2,116.9 2,428.0
BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, February 2016
7
Table: Annual Growth Rate Projections 2015-2020 (%)
7
Table: Ranking Out Of 75 Countries Reviewed In 2016
8
Table: Commercial Banking Sector Indicators, 2013-2020
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Operational Risk
12
Industry Forecast
14
Table: Brazil - Banking Sector Risk Snapshot
17
Table: Brazil - Banking Sector Overview
22
Commercial Banking Risk/Reward Index
23
Latin America Commercial Banking Risk/Reward Index
23
Table: Latin America Commercial Banking Risk/Reward Index
24
Market Overview
25
Latin America Commercial Banking Outlook
25
Table: Banks' Bond Portfolios, 2014
25
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2016
25
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
26
Table: Comparison of USD Per Capita Deposits, 2016
26
Economic Analysis
27
Competitive Landscape
31
Market Structure
31
Protagonists
31
Table: Protagonists In Brazil's Commercial Banking Sector
31
Definition Of The Commercial Banking Universe
31
List of Banks
32
Table: 50 Largest Banks In Brazil (by total assets)
32
Company Profile
34
Banco do Brasil
34
Table: Stock Market Indicators
36
Table: Balance Sheet (BRLmn)
36
Table: Balance Sheet (USDmn)
37
Table: Key Ratios (%)
37
Banco Safra
38
Table: Balance Sheet (BRLmn)
40
Table: Balance Sheet (USDmn)
40
Table: Key Ratios (%)
40
Bradesco
41
Table: Stock Market Indicators
42
Table: Balance Sheet (BRLmn)
43
Table: Balance Sheet (USDmn)
43
Table: Key Ratios (%)
43
Caixa Economica Federal
44
Table: Balance Sheet (BRLmn)
46
Table: Balance Sheet (USDmn)
46
Table: Key Ratios (%)
46
Santander
47
Table: Stock Market Indicators
49
Table: Balance Sheet (BRLmn)
49
Table: Balance Sheet (USDmn)
50
Table: Key Ratios (%)
50
Regional Overview
51
Industry Forecast
51
Global Industry Overview
58
Industry Forecast
58
Regional Outlooks
59
Table: 50 Largest Banking Sectors By Assets - Change In Loans-To-GDP
64
Demographic Forecast
66
Table: Population Headline Indicators (Brazil 1990-2025)
67
Table: Key Population Ratios (Brazil 1990-2025)
67
Table: Urban/Rural Population & Life Expectancy (Brazil 1990-2025)
68
Table: Population By Age Group (Brazil 1990-2025)
68
Table: Population By Age Group % (Brazil 1990-2025)
69
Methodology
71
Industry Forecast Methodology
71
Sector-Specific Methodology
72
Risk/Reward Index Methodology
73
Table: Commercial Banking Risk/Reward Index Indicators
74
Table: Weighting Of Indicators
75

The Brazil Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Brazil. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Brazil Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Brazil.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Brazil to test other views - a key input for successful budgeting and strategic business planning in the Brazilian commercial banking market.
  • Target business opportunities and risks in Brazil through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.