Chile Commercial Banking Report

Published 02 February 2015

  • 73 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
Chile Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
November 2013, CLPbn 157,125 114,762 17,943 24,419 157,125 12,699 94,141 50,285
November 2014, CLPbn 182,107 125,664 22,669 33,774 182,107 14,316 103,045 64,747
% change y-o-y 15.9% 9.5% 26.3% 38.3% 15.9% 12.7% 9.5% 28.8%
November 2013, USDbn 295.2 215.6 33.7 45.9 295.2 23.9 176.9 94.5
November 2014, USDbn 299.4 206.6 37.3 55.5 299.4 23.5 169.4 106.4
% change y-o-y 1.4% -4.2% 10.6% 21.0% 1.4% -1.3% -4.2% 12.7%
Source: BMI, Central banks, Regulators
Commercial Banking Sector Key Ratios, November 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
121.95% 69.01% 86.57% 14,371.8 9,538.9
Falling Falling Rising n.a. n.a.
Source: BMI, Central banks, Regulators
Annual Growth Rate Projections 2014-2019 (%)
Assets Loans Deposits
Annual Growth Rate 5 8 9
CAGR 7 8 9
Ranking 38 31 31
Source: BMI, Central banks, Regulators
Ranking Out Of 73 Countries Reviewed In 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
5 10 25
Local currency asset growth Local currency loan growth Local currency deposit growth
30 33 36
Source: BMI, Central banks, Regulators
Commercial Banking Sector Indicators, 2012-2019
2012 2013 2014e 2015f 2016f 2017f 2018f 2019f
Total assets, CLPbn 140,545 158,751 182,563 199,907 217,898 235,330 249,450 261,091
Total assets, USDbn 293.3 302.1 301.0 322.4 354.3 392.2 433.8 458.1
Client loans, CLPbn

Table of Contents

BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, August 2014
7
Table: Annual Growth Rate Projections 2013-2018 (%)
7
Table: Ranking Out Of 73 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
12
Business Environment
13
Industry Forecast
14
Table: CHILE - BANKING SECTOR OVERVIEW
19
Industry Risk Reward Ratings
20
Latin America Commercial Banking Risk/Reward Index
20
Table: Latin America Commercial Banking Risk/Reward Index
21
Market Overview
22
Latin America Commercial Banking Outlook
22
Table: Banks' Bond Portfolios, 2013
22
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
22
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
23
Table: Comparison of USD Per Capita Deposits, 2014
23
Macroeconomic Forecasts
24
Table: Economic Activity (Chile 2009-2018)
29
Competitive Landscape
30
Market Structure
30
Protagonists
30
Table: Protagonists In Chile's Commercial Banking Sector
30
Definition Of Chile's Commercial Banking Universe
30
List of Banks
31
Table: Banks Established In Chile
31
Table: Branches Of Foreign Banks
31
Company Profile
32
BancoEstado
32
Table: Balance Sheet (CLPmn)
33
Table: Balance Sheet (USDmn)
34
Table: Key Ratios (%)
34
Banco de Chile
35
Table: Stock Market Indicators
37
Table: Balance Sheet (CLPmn)
37
Table: Balance Sheet (USDmn)
37
Table: Key Ratios (%)
38
Banco de Credito e Inversiones
39
Table: Stock Market Indicators
40
Table: Balance Sheet (CLPmn)
41
Table: Balance Sheet (USDmn)
41
Table: Key Ratios (%)
41
Corpbanca
42
Table: Stock Market Indicators
43
Table: Balance Sheet (CLPmn)
44
Table: Balance Sheet (USDmn)
44
Table: Key Ratios (%)
44
Scotiabank Chile
45
Table: Stock Market Indicators
46
Table: Balance Sheet (CLPmn)
46
Table: Balance Sheet (USDmn)
47
Table: Key Ratios (%)
47
Regional Overview
48
Latin America Overview
48
Global Industry Overview
55
Global Commercial Banking Outlook
55
Financial Sector Reform A Key Factor In Loan Growth
60
Demographic Forecast
64
Demographic Outlook
64
Table: Chile's Population By Age Group, 1990-2020 ('000)
65
Table: Chile's Population By Age Group, 1990-2020 (% of total)
66
Table: Chile's Key Population Ratios, 1990-2020
67
Table: Chile's Rural And Urban Population, 1990-2020
67
Methodology
68
Industry Forecast Methodology
68
Sector-Specific Methodology
69
Risk/Reward Index Methodology
70
Table: Commercial Banking Risk/Reward Index Indicators
71
Table: Weighting Of Indicators
72

The Chile Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Chile. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Chile Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Chile.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Chile to test other views - a key input for successful budgeting and strategic business planning in the Chilean commercial banking market.
  • Target business opportunities and risks in Chile through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.

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Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc