Namibia Commercial Banking Report

Published 03 August 2015

  • 58 pages
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  • Includes 3 free updated quarterly reports
$1,295.00
Namibia Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI; Central banks; Regulators
March 2014, NADbn 88.9 64.7 11.1 13.1 88.9 10.8 69.2 8.9
March 2015, NADbn 101.8 74.2 14.0 13.6 101.8 12.7 77.5 11.6
% change y-o-y 14.4% 14.7% 25.3% 3.9% 14.4% 16.8% 12.0% 30.3%
March 2014, USDbn 8.4 6.1 1.1 1.2 8.4 1.0 6.6 0.8
March 2015, USDbn 8.4 6.1 1.2 1.1 8.4 1.0 6.4 1.0
% change y-o-y -0.7% -0.4% 8.8% -9.8% -0.7% 1.4% -2.8% 13.2%
Commercial Banking Sector Key Ratios, March 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
Source: BMI; Central banks; Regulators
95.66% 72.90% 57.31% 5,657.5 2,709.5
Falling Rising Rising n.a. n.a.
Annual Growth Rate Projections 2014-2019 (%)
Assets Loans Deposits
Source: BMI; Central banks; Regulators
Annual Growth Rate 14 11 12
CAGR 13 12 11
Ranking 18 23 21
Ranking Out Of 73 Countries Reviewed In 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI; Central banks; Regulators
22 3 39
Local currency asset growth Local currency loan growth Local currency deposit growth
22 21 20
Commercial Banking Sector Indicators, 2012-2019
2012 2013 2014 2015f 2016f 2017f 2018f 2019f
e/f = estimate/forecast. Source: BMI; Central banks; Regulators
Total assets, NADbn 78.2 86.2 96.1 107.2 118.9 134.4 153.2 175.2
Total assets, USDbn 9.2 8.2 8.3 10.7 11.4 12.4 13.6 15.0
Client loans, NADbn 53.0
BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, March 2015
7
Table: Annual Growth Rate Projections 2014-2019 (%)
7
Table: Ranking Out Of 73 Countries Reviewed In 2015
8
Table: Commercial Banking Sector Indicators, 2012-2019
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Operational Risk
13
Industry Forecast
15
Industry Risk/Reward Ratings
19
Middle East and Africa Commercial Banking Risk/Reward Index
19
Table: Middle East and Africa Commercial Banking Risk/Reward Index
20
Market Overview
21
Middle East and Africa Commercial Banking Outlook
21
Table: Banks' Bond Portfolios, 2013
21
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios, 2015
22
Table: Comparison Of Total Assets, Client Loans And Client Deposits (USDbn)
23
Table: Comparison Of USD Per Capita Deposits, 2015
24
Economic Analysis
25
Table: Economic Activity (Namibia 2010-2019)
28
Competitive Landscape
29
Market Structure
29
Protagonists
29
Table: Protagonists In Namibia's Commercial Banking Sector
29
Table: List of Banks
30
Company Profile
31
Bank Windhoek
31
Table: Stock Market Indicators
32
Table: Balance Sheet (NADmn)
33
Table: Balance Sheet (USDmn)
33
Table: Key Ratios (%)
33
First National Bank of Namibia
34
Table: Balance Sheet (NADmn)
35
Table: Key Ratios (%)
35
Standard Bank
36
Table: Balance Sheet (NADmn)
37
Table: Key Ratios (%)
37
Regional Overview
38
Africa Overview
38
Global Industry Overview
43
Global Commercial Banking Outlook
43
Demographic Forecast
49
Table: Population Headline Indicators (Namibia 1990-2025)
50
Table: Key Population Ratios (Namibia 1990-2025)
50
Table: Urban/Rural Population & Life Expectancy (Namibia 1990-2025)
51
Table: Population By Age Group (Namibia 1990-2025)
51
Table: Population By Age Group % (Namibia 1990-2025)
52
Methodology
54
Industry Forecast Methodology
54
Sector-Specific Methodology
55
Risk/Reward Index Methodology
56
Table: Commercial Banking Risk/Reward Index Indicators
57
Table: Weighting Of Indicators
58

The Namibia Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Namibia. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Namibia Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Namibia.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Namibia to test other views - a key input for successful budgeting and strategic business planning in the Namibian commercial banking market.
  • Target business opportunities and risks in Namibia through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.

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