Sri Lanka Commercial Banking Report

Published 05 June 2015

  • 68 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
$1,295.00
Sri Lanka Commercial Banking Report
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI; Central banks; Regulators
March 2014, LKRbn 4,418.5 2,535.7 1,018.3 864.5 4,418.5 447.3 3,351.2 620.0
March 2015, LKRbn 4,942.3 2,923.6 1,063.9 954.8 4,942.3 537.3 3,722.5 682.6
% change y-o-y 11.9% 15.3% 4.5% 10.4% 11.9% 20.1% 11.1% 10.1%
March 2014, USDbn 33.8 19.4 7.8 6.6 33.8 3.4 25.6 4.7
March 2015, USDbn 37.1 22.0 8.0 7.2 37.1 4.0 28.0 5.1
% change y-o-y 9.8% 13.2% 2.5% 8.4% 9.8% 17.9% 9.0% 8.0%
Commercial Banking Sector Key Ratios, March 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
Source: BMI; Central banks; Regulators
78.54% 59.16% 29.42% 3,673.2 1,300.9
Rising Rising Rising n.a. n.a.
Annual Growth Rate Projections 2014-2019 (%)
Assets Loans Deposits
Source: BMI; Central banks; Regulators
Annual Growth Rate 19 19 17
CAGR 19 19 17
Ranking 7 8 11
Ranking Out Of 75 Countries Reviewed In 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI; Central banks; Regulators
55 37 59
Local currency asset growth Local currency loan growth Local currency deposit growth
6 9 9
Commercial Banking Sector Indicators, 2012-2019
2012 2013 2014 2015f 2016f 2017f 2018f 2019f
e/f = estimate/forecast. Source: BMI; Central banks; Regulators
Total assets, LKRbn 3,757.4 4,328.3 5,139.8 6,103.5 7,247.9 8,606.9 10,220.7 12,137.1
Total assets, USDbn 29.4 33.1 39.2 45.2
BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, July 2014
7
Table: Annual Growth Rate Projections 2014-2019 (%)
7
Table: Ranking Out Of 73 Countries Reviewed In 2015
8
Table: Commercial Banking Sector Indicators, 2012-2019
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Operational Risk
12
Industry Forecast
14
Commercial Banking Risk/Reward Index
19
Asia Commercial Banking Risk/Reward Index
19
Table: Asia Commercial Banking Risk/Reward Index
20
Market Overview
21
Asia Commercial Banking Outlook
21
Table: Banks' Bond Portfolios, 2013
21
Table: Comparison Of Loan/Deposit & Loan/Asset & Loan/GDP Ratios, 2015
21
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
22
Table: Comparison Of USD Per Capita Deposits, 2015
23
Economic Analysis
24
Table: Economic Activity (Sri Lanka 2010-2019)
28
Competitive Landscape
29
Market Structure
29
Protagonists
29
Table: Protagonists In Sri Lanka's Commercial Banking Sector
29
Definition Of The Commercial Banking Universe
29
List Of Banks
29
Table: Licensed Commercial Banks In Sri Lanka
29
Company Profile
31
Bank of Ceylon
31
Table: Balance Sheet (LKRmn)
33
Table: Balance Sheet (USDmn)
33
Table: Key Ratios (%)
34
Commercial Bank of Ceylon
35
Table: Stock Market Indicators
37
Table: Balance Sheet (LKRmn)
37
Table: Balance Sheet (USDmn)
38
Table: Key Ratios (%)
38
DFCC Vardhana Bank
39
Table: Stock Market Indicators
41
Table: Balance Sheet (LKRmn)
41
Table: Balance Sheet (USDmn)
41
Table: Key Ratios (%)
42
Hatton National Bank
43
Table: Stock Market Indicators
45
Table: Balance Sheet (LKRmn)
45
Table: Balance Sheet (USDmn)
45
Table: Key Ratios (%)
46
National Development Bank
47
Table: Stock Market Indicators
49
Table: Balance Sheet (LKRmn)
49
Table: Balance Sheet (USDmn)
50
Table: Key Ratios (%)
50
Regional Overview
51
Asia Overview
51
Global Industry Overview
54
Global Commercial Banking Outlook
54
US And Eurozone Banking Outlook
54
Emerging Market Regional Outlooks
55
Demographic Forecast
59
Table: Population Headline Indicators (Sri Lanka 1990-2025)
60
Table: Key Population Ratios (Sri Lanka 1990-2025)
60
Table: Urban/Rural Population & Life Expectancy (Sri Lanka 1990-2025)
61
Table: Population By Age Group (Sri Lanka 1990-2025)
61
Table: Population By Age Group % (Sri Lanka 1990-2025)
62
Methodology
64
Industry Forecast Methodology
64
Sector-Specific Methodology
65
Risk/Reward Ratings Methodology
66
Table: Commercial Banking Risk/Reward Rating Indicators
67
Table: Weighting Of Indicators
68

The Sri Lanka Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Sri Lanka. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Sri Lanka Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Sri Lanka.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Sri Lanka to test other views - a key input for successful budgeting and strategic business planning in the Sri Lankan commercial banking market.
  • Target business opportunities and risks in Sri Lanka through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.

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