Switzerland Commercial Banking Report

Providing expert analysis, independent forecasts and competitive intelligence on the commercial banking industry.

Report includes: BMI Industry View, Industry SWOT Analysis, Commercial Banking Risk Reward Index, Economic Forecasts, Global, Regional and Country Industry Overviews and Company Profiles.

Why you should buy this report

  • Benefit from the latest market opportunities
  • Understand the threats to your operations and investments and protect your company against future risks
  • Gain insight on emerging trends that could support, strengthen or disrupt your activities in the market
  • Get a full view of the competitive landscape to assess your market position
×

Sign up to download the Switzerland Commercial Banking Report

By submitting this form you are acknowledging that you have read and understood our Privacy Policy.

Thank you for your interest

You will shortly receive your free executive summary by email.

Switzerland Commercial Banking Report
Product Price
$1,295.00
Commercial Banking Sector Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
Source: BMI, Central banks, Regulators
May 2015, CHFbn 1,814.9 1,093.2 71.0 650.6 1,814.9 28.1 1,113.2 673.6
May 2016, CHFbn 1,837.7 1,108.8 72.8 656.1 1,837.7 30.1 1,135.1 672.5
% change y-o-y 1.3% 1.4% 2.4% 0.8% 1.3% 7.1% 2.0% -0.2%
May 2015, USDbn 1,930.1 1,162.6 75.6 691.9 1,930.1 29.9 1183.8 691.9
May 2016, USDbn 1,849.0 1,115.6 73.2 660.1 1,849.0 30.3 1142.1 660.1
% change y-o-y -4.2% -4.0% -3.1% -4.6% -4.2% 1.3% -3.5% -4.6%
Commercial Banking Sector Key Ratios, May 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
Source: BMI, Central banks, Regulators
97.68% 60.34% 172.8% 80,675.3 137,065.5
Rising Rising Falling na na
Annual Growth Rate Projections 2015-2020 (%)
Assets Loans Deposits
Source: BMI, Central banks, Regulators
Annual Growth Rate 5 4 3
CAGR 4 3 3
Ranking 66 71 72
Ranking Out Of 75 Countries Reviewed In 2016
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
Source: BMI, Central banks, Regulators
30 30 3
Local currency asset growth Local currency loan growth Local currency deposit growth
60 67 64
Commercial Banking Sector Indicators, 2013-2020
2013 2014 2015e 2016f 2017f 2018f 2019f 2020f
e/f = estimate/forecast. Source: BMI, Central banks, Regulators
Total assets, CHFbn 1,619.2 1,675.3 1,792.1 1,836.9 1,901.2 1,986.8 2,076.2 2,169.6
Total assets, USDbn 1,813.4 1,684.9 1,788.4 1,722.1 1,719.4 1,688.8 1,730.2 1,668.9
Client loans, CHFbn 1,056.7 1,087.7 1,091.1 1,107.4 1,135.1 1,174.8 1,216.0 1,258.5
Client loans, USDbn 1,183.5 1,093.9 1,088.8 1,038.2 1,026.5 998.6 1,013.3 968.1
Client deposits, CHFbn 1,069.4 1,112.7 1,114.6 1,148.0 1,182.4 1,217.9 1,254.4 1,292.1
Client deposits, USDbn 1,197.6 1,119.1 1,112.2 1,076.2 1,069.3 1,035.2 1,045.4 993.9
BMI Industry View
7
Table: Commercial Banking Sector Indicators
7
Table: Commercial Banking Sector Key Ratios, February 2016
7
Table: Annual Growth Rate Projections 2015-2020 (%)
7
Table: Ranking Out Of 75 Countries Reviewed In 2016
8
Table: Commercial Banking Sector Indicators, 2013-2020
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Operational Risk
12
Industry Forecast
13
Commercial Banking Risk/Reward Index
17
Developed States Commercial Banking Risk/Reward Index
17
Table: Developed States Commercial Banking Risk/Reward Index
18
Market Overview
19
Developed States Commercial Banking Outlook
19
Table: Banks' Bond Portfolios, 2014
19
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP Ratios, 2016
19
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
20
Table: Comparison of USD Per Capita Deposits, 2016
21
Economic Analysis
22
Competitive Landscape
27
Market Structure
27
Protagonists
27
Table: Protagonists In Switzerland's Commercial Banking Sector
27
Definition Of The Commercial Banking Universe
28
List Of Banks
28
Table: Major Swiss Banking Groups
28
Company Profile
29
BCV Group
29
Table: Balance Sheet (CHFmn)
31
Table: Balance Sheet (USDmn)
31
Table: Key Ratios (%)
31
Credit Suisse
32
Table: Balance Sheet (CHFmn)
34
Table: Balance Sheet (USDmn)
34
Table: Key Ratios (%)
35
Luzerner Kantonalbank
36
Table: Stock Market Indicators
37
Table: Balance Sheet (CHFmn)
38
Table: Balance Sheet (USDmn)
38
Table: Key Ratios (%)
38
St
39
Table: Stock Market Indicators
41
Table: Balance Sheet (CHFmn)
42
Table: Balance Sheet (USDmn)
42
Table: Key Ratios (%)
42
UBS
43
Table: Stock Market Indicators
45
Table: Balance Sheet (CHFmn)
46
Table: Balance Sheet (USDmn)
46
Table: Key Ratios (%)
46
Global Industry Overview
47
Industry Forecast
47
The Reserves Penalty
47
Mixed Results So Far
50
Not Far Enough, Or Too Far Already-
55
In The End, Negative Rates Unlikely To Become Much More Prevalent
56
Table: Negative Interest Rates - Summary
58
Demographic Forecast
59
Table: Population Headline Indicators (Switzerland 1990-2025)
60
Table: Key Population Ratios (Switzerland 1990-2025)
60
Table: Urban/Rural Population & Life Expectancy (Switzerland 1990-2025)
61
Table: Population By Age Group (Switzerland 1990-2025)
61
Table: Population By Age Group % (Switzerland 1990-2025)
62
Methodology
64
Industry Forecast Methodology
64
Sector-Specific Methodology
65
Risk/Reward Index Methodology
66
Table: Commercial Banking Risk/Reward Index Indicators
67
Table: Weighting Of Indicators
68

The Switzerland Commercial Banking Report has been researched at source and features BMI Research's independent assessment and forecasts for the commercial banking sector in Switzerland. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's Switzerland Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in Switzerland.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for Switzerland to test other views - a key input for successful budgeting and strategic business planning in the Swiss commercial banking market.
  • Target business opportunities and risks in Switzerland through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.