United Kingdom Commercial Banking Report

Published 13 February 2015

  • 70 pages
  • Instant access to your report online and PDF format through your account library
  • Includes 3 free updated quarterly reports
 
$1,295.00
United Kingdom Commercial Banking Report
Commercial Banking Indicators
Date Total assets Client loans Bond portfolio Other Liabilities and capital Capital Client deposits Other
November 2013, GBPbn 7,629.9 4,963.2 163.9 2,502.8 7,629.9 631.1 5,601.7 1,397.1
November 2014, GBPbn 7,190.9 4,911.7 184.3 2,094.8 7,190.9 588.6 5,551.7 1,050.6
% change y-o-y -5.8% -1.0% 12.5% -16.3% -5.8% -6.7% -0.9% -24.8%
November 2013, USDbn 12,488.6 8,123.7 268.3 4,096.6 12,488.6 1,033.0 9,168.9 2,286.8
November 2014, USDbn 11,250.2 7,684.4 288.4 3,277.3 11,250.2 920.8 8,685.7 1,643.7
% change y-o-y -9.9% -5.4% 7.5% -20.0% -9.9% -10.9% -5.3% -28.1%
Source: BMI; Central banks; Regulators
Commercial Banking Sector Key Ratios, November 2014
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio GDP Per Capita, USD Deposits per capita, USD
88.47% 68.31% 292.2% 44,111.6 136,868.9
Falling Falling Rising n.a. n.a.
Source: BMI; Central banks; Regulators
Annual Growth Rate Projections 2014-2019 (%)
Assets Loans Deposits
Annual Growth Rate 2 4 5
CAGR 2 3 3
Ranking 69 67 67
Source: BMI; Central banks; Regulators
Ranking Out Of 73 Countries Reviewed In 2015
Loan/deposit ratio Loan/asset ratio Loan/GDP ratio
41 9 2
Local currency asset growth Local currency loan growth Local currency deposit growth
63 60 68
Source: BMI; Central banks; Regulators
Commercial Banking Sector Indicators, 2012-2019
2012 2013 2014e 2015f 2016f 2017f 2018f 2019f
Total assets, GBPbn 7,798.2 7,413.7 7,043.0 7,148.6 7,291.6 7,401.0 7,512.0 7,634.7
Total assets, USDbn 12,633.1 11,861.9 11,550.5 11,509.3 12,031.1...

Table of Contents

BMI Industry View
7
Table: Commercial Banking Indicators
7
Table: Commercial Banking Sector Key Ratios, June 2014
7
Table: Annual Growth Rate Projections 2013-2018 (%)
7
Table: Ranking Out Of 73 Countries Reviewed In 2014
8
Table: Commercial Banking Sector Indicators, 2011-2018
8
SWOT
9
Commercial Banking
9
Political
10
Economic
11
Industry Forecast
12
Industry Risk Reward Ratings
14
Developed States Commercial Banking Risk/Reward Index
14
Table: Developed States Commercial Banking Risk/Reward Index
15
Market Overview
16
Developed States Commercial Banking Outlook
16
Table: Banks' Bond Portfolios, 2013
16
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios, 2014
17
Table: Comparison of Total Assets & Client Loans & Client Deposits (USDbn)
17
Table: Comparison of USD Per Capita Deposits, 2014
18
Economic Analysis
18
Table: UNITED KINGDOM - ECONOMIC ACTIVITY
23
Competitive Landscape
24
Market Structure
24
Protagonists
24
Table: Protagonists In The UK's Commercial Banking Sector
24
Definition Of The Commercial Banking Universe
24
List Of Banks
25
Table: Major British Banking Groups
25
Table: Other BBA Members
25
Table: Other BBA Members
27
Company Profile
30
Barclays
30
Table: Stock Market Indicators
32
Table: Balance Sheet (GBPmn)
32
Table: Balance Sheet (USDmn)
32
Table: Key Ratios (%)
33
Santander
34
Table: Balance Sheet (GBPmn)
35
Table: Balance Sheet (USDmn)
35
Table: Key Ratios (%)
36
HSBC
37
Table: Balance Sheet (USDmn)
38
Table: Key Ratios (%)
39
Lloyds Banking Group
40
Table: Stock Market Indicators
42
Table: Balance Sheet (GBPmn)
42
Table: Balance Sheet (USDmn)
42
Table: Key Ratios (%)
43
Royal Bank of Scotland
44
Table: Stock Market Indicators
46
Table: Balance Sheet (GBPmn)
47
Table: Balance Sheet (USDmn)
47
Table: Key Ratios (%)
47
Global Industry Overview
48
Global Commercial Banking Outlook
48
Financial Sector Reform A Key Factor In Loan Growth
53
Demographic Forecast
57
Table: The United Kingdom's Population By Age Group, 1990-2020 ('000)
58
Table: The United Kingdom's Population By Age Group, 1990-2020 (% of total)
59
Table: The United Kingdom's Key Population Ratios, 1990-2020
60
Table: The United Kingdom's Rural And Urban Population, 1990-2020
60
Methodology
61
Industry Forecast Methodology
61
Sector-Specific Methodology
62
Risk/Reward Index Methodology
63
Table: Commercial Banking Risk/Reward Index Indicators
64
Table: Weighting Of Indicators
65

The United Kingdom Commercial Banking Report has been researched at source and features Business Monitor International (BMI)'s independent assessment and forecasts for the commercial banking sector in United Kingdom. It examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment. Leading banks are profiled, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.

BMI's United Kingdom Commercial Banking Report provides industry professionals and strategists, sector analysts, business investors, trade associations and regulatory bodies with independent forecasts and competitive intelligence on the commercial banking industry in United Kingdom.

Key Benefits

  • Benchmark BMI's independent commercial banking industry forecasts for United Kingdom to test other views - a key input for successful budgeting and strategic business planning in the British commercial banking market.
  • Target business opportunities and risks in United Kingdom through our reviews of latest industry trends, regulatory changes, and major deals, investments and macroeconomic developments.
  • Exploit latest competitive intelligence on your competitors, partners and clients via our Company Profiles (inc. SWOTs, KPIs and latest activity) and Competitive Landscape Analysis.

Coverage

BMI Industry View

Key insights into the commercial banking market, covering industry trends, key players and the regulatory environment, plus snapshots of assets, liabilities, client loans and client deposits in local currency and USD.

Industry SWOT Analysis

Analysis of the major strengths, weaknesses, opportunities and threats within the commercial banking sector and within the broader political, economic and business environment.

BMI’s Commercial Banking Risk Reward Index

BMI’s Risk Reward Index provides investors and participants looking for opportunities in the region with a clear country-comparative assessment of a market’s risks and potential rewards. Each of the country markets are scored using a sophisticated model that includes more than 40 industry, economic and demographic points. These provide indices of highest to lowest appeal to investors, with each position explained.

Global, Regional and Country Industry Overviews

In-depth analysis of the major global and regional developments in the market, which can be linked with the country industry overview, providing cross-country investment, product and financing trends that will affect each market, supported by BMI’s global and regional industry forecasts.

BMI Economic Forecasts

BMI forecasts to end-2019 for all headline macroeconomic indicators, including real GDP growth, inflation, fiscal balance, trade balance, current account and external debt.

  • Competitive Landscape Market Data: Analysis of market size, dominant trends, competitive landscape and key annual and quarterly data.
  • Company Database: A comprehensive breakdown of KPIs of the leading commercial banks, including assets and liabilities, client loans, client deposits, capital, bond holdings, loan-deposit ratio, tier 1 capital, return on assets, earnings per share and market capitalisation.

Company Profiles and SWOTs

Examines the competitive positioning and short- to medium-term business strategies of key industry players. Strategy is examined within the context of BMI’s industry forecasts, our macroeconomic views and our understanding of the wider competitive landscape to generate company SWOT analyses.

The latest financial and operating statistics and key company developments are also incorporated within the company profiles, enabling a full evaluation of recent company performance and future growth prospects.

Sources

The Commercial Banking reports draw on a network of primary sources, such as multilateral organisations, government departments, industry associations, chambers and company reports.

*Company profiles are not available for every country. Those reports instead contain information on the current activities of prominent companies operating in the market.

secure
Benefit from discounts when you add multiple products to your basket
2 Products SAVE 10%
3 Products SAVE 15%
4 Products SAVE 20%
5 Products SAVE 25%
6 Products SAVE 30%
7 - 20 Products SAVE 35%
21 Products or more SAVE 40%

Testimonials

'An essential, multi-faceted research tool. BMI’s thorough understanding of the major market players enables an informed – and informative – review of the sector’s actual performance, together with useful insights into current industry issues, which are topped-off with detailed and invaluable forecasts of industry and macroeconomic trends.’

Senior Research Analyst, ABC International Bank plc